Before you invest

To help you get started, we’ve have compiled a list of resources to help you decide if a DHA investment is right for you.

Almost anyone can buy a DHA investment property or lease their property to us. You don’t have to be a Defence member. Most of our investors don't have a connection to Defence.

If you are a Defence member, keep in mind your entitlements may be affected if you post to the same location as your investment property.

Invest through an entity
You can invest with us through a:

  • company
  • trust
  • self managed super fund

Many of our properties are purchased by entities such as these. They benefit from our long lease terms, reliable rental income, and property care agreements.

Overseas investors
You can invest with us if you live overseas.
You must:

  • have an Australian bank account
  • be eligible to invest in Australia

The Foreign Investment Review Board provides information on who can invest in Australia. You should also seek advice from a financial expert.

These calculators are provided by the Australian Securities and Investments Commission (ASIC). They're designed to help people make smart choices about their personal finances.

Mortgage calculator
Find out how much you can borrow, what your repayments will be, and how to repay your loan faster. 

Budget planner
A guide to help you plan and manage your money.

Income tax
Determine your take home pay amount after tax.

For all of our properties, we say what "gross yield" you can expect. Gross yield is how much profit an asset will produce each year before taxes and expenses are deducted. The profit is relative to how much you pay for the property.

You can work it out this way: Weekly rental income x 52 weeks / property price x 100.

Where possible, we also say what expenses you can expect for each property.

When you buy a property, you may need to pay stamp duty. Different states and territories have different rules and rates for stamp duty.

Visit Stamp Duty at for a link to information from each state and territory.

Ready to invest?

Enquire now and we will help you find the right DHA investment.

Rent may be subject to abatement under certain circumstances such as loss of enjoyment or amenity, or breach of lease terms. Rent is paid where the property is habitable. Should a property become uninhabitable during the term of the lease, or lessor breaches the lease terms, the rent may cease or abate and the lease may be terminated by DHA. Guaranteed rent is subject to the terms of the lease. DHA does not take into account an investor’s objectives or financial needs. Investors should always seek appropriate independent advice before making any investment decisions with DHA.