Step 4: Start contributions from your pay

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How you contribute to your Member Choice Accommodation

You contribute to your Member Choice Accommodation (MCA) from your pay.

Payments are deducted every fortnight via the Defence pay system.We arrange this after you sign the tenancy agreement.

If you have questions, call the Defence Call Centre on 1800 DEFENCE (1800 333 362).

Who may not need to contribute

If you’re a member without dependants (MWOD), you may not need to contribute if:

  • you’re posted to a seagoing submarine
  • you leave Australia on a deployment
  • you’re deployed, at sea or living under field conditions for more than 22 days

You can find more details in Chapter 7 of the Defence Pay and Conditions Manual (PACMAN).

How your contribution is calculated

Your MCA contribution is calculated using:

These rates are based on your rank, categorisation and if you are sharing.

You pay the standard contribution if you select a property with a rent equal to or less than your rent ceiling.

You pay the standard contribution plus any excess amount if you select a property with a rent above your rent ceiling. We call this an Additional Member Contribution.

You cannot increase your rent ceiling

You cannot increase your rent ceiling for MCA. But you can choose a property above your rent ceiling and pay the excess.

For example:

MCA


Rent increases

As with any rental property, your MCA property may have a rent increase during your lease term.

The increase could occur:

  • on the anniversary of your move in date, based on market rent values
  • after Defence reviews the rates for contributions and rent ceilings each year